Spoiler: There is no such thing as a smart loan for students, or anyone else, for that matter. There is only smart lending and smart borrowing. No loan is designed for the borrower’s best interest. They are always designed to...
Read MoreMany people take the New Year as an opportunity to come up with financial resolutions that will help them get their lives in order. Often the most popular financial New Years resolutions regard the successful consolidation of...
Read MoreThere is no doubt getting a college education can be great for anyone’s future career. The downside is the huge expense for students. Many students take out loans to cover their education and before they even start working...
Read MoreFollowing graduation, students are excited to begin their lives. They find jobs, make large purchases like new houses or cars, and plan for the future. Unfortunately, there is one pesky debt looming over their heads, and that is...
Read MoreThere is nothing wrong with getting into debt once in a while. If you owe money, it shows you are human and as long as you are earning money, you should be able to repay the loan. It is only if you become a chronic debtor that...
Read MoreGrowing debt balances happen so easily for many people, because the new clothes, nicer cars, renovated kitchens, and lots of double-mocha lattes they get in exchange distract them. Debt is like a sheep in wolf’s clothing...
Read MoreWhen you have spent your life working, budgeting, and scraping together every dime you can save, the last thing you want over your head during retirement is debt. Whether you are attempting to retire young, or want to work until...
Read MoreWith the plethora of credit card commercials on television and the unsolicited offers you receive in the mail, it can be difficult knowing if you’re getting a good deal. Don’t get duped when you choose a credit card. Read...
Read MoreFigure out where you’re spending foolishly and nip it in the bud According to MainStreet.com, Americans have amassed massive debt on small purchases. You know – you want to go out to dinner with friends but don’t have the...
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