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How Consolidating Your Debts Can Save You Money and Improve Your Credit Rating

14 March 2012

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Millions of people all over the world are struggling with debt and the recent financial crisis has only made the problem worse. The US debt now tops $15 trillion and the UK as a nation also owes approximately £1 trillion. In short, we owe more money than ever and many people simply cannot afford to [...]

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Seeming Money Savers You Should Avoid

6 March 2012

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Money is tight for many individuals across the nation. Jobs have been stagnant and many employers just aren’t offering the raises they used to to combat the increasing costs of living. Because of this many households are coming up with crafty ideas to put a few extra bucks in their pocket each month. While choosing [...]

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Personal vs. Business Credit Cards: The Similarities & Differences

21 February 2012

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Credit cards are confusing enough, then when you add in the “business” label to them, the confusion is magnified. What exactly makes a business credit card different from a personal credit card? Here’s a clear and straightforward explanation. The Requirements – Contrary to popular belief, you don’t actually need to be part of a corporation [...]

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Tax efficient savings for pensioners

17 February 2012

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Some people assume that once you retire, you effectively become financially inactive. However, for many pensioners this simply is not the case, with many continuing to make investments and undertake other financial activity, such as casual work, in order to provide themselves with a good income in their retirement. Saving money as tax efficiently as [...]

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Cut your taxes in five easy steps

16 February 2012

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Paying taxes, what is it good for? Quite a lot actually. Our taxes pay for a whole range of public services that we all use or benefit from on a regular basis, but none of us want to pay over the odds. Tax avoidance is illegal, but there are legitimate ways that you can save [...]

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Airline Credit Cards: Why The Benefits Might Outweigh The Rewards

16 February 2012

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When it comes to travel credit cards, it’s easy to get caught up in how many miles (or points) you earn per dollar. Often times, that’s the deciding factor in why someone chooses one card over another. However the ironic thing is that your rewards program might only be the second most important thing to [...]

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Start Thinking About Tax Deductions

15 February 2012

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The new year is upon us, which means tax season is here and you need to start planning your 2011 return. This time of the year brings with it a fair amount of anxiety as people begin to scribble down their write-offs in hopes of reaping the benefits of a larger return. Confusion over tax [...]

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Great Ways to Have Fun While Making Money Online

5 February 2012

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In this economy, making some extra cash is in everyone’s best interest, but unfortunately, it’s not always feasible to get a second job. Luckily, with a computer and an internet connection, anyone can make money online. It’s fun, easy, and doesn’t require leaving the house. These are just a few of the ways that anyone [...]

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How the Expansion of HARP Could Affect You

31 January 2012

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About 23% of mortgages in the US are underwater. If you’re one of those upside down mortgage holders, you could find relief with HARP 2.0. That’s what they’re calling the expansion of the Home Affordable Refinance Program that now allows more people to benefit from the plan. This HARP Sings a Different Tune HARP is [...]

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Choose an Insurance Deductible that Fits Your Finances

25 January 2012

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You can control your car insurance costs by adjusting your deductibles, but be careful not to save on premiums at the expense of appropriate coverage. Do your homework, carefully assessing your needs and studying the nuances in car insurance jargon. First, calculate how much you really could afford to pay from your own assets if [...]

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