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Smart Loans for Students

28 July 2015

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Spoiler: There is no such thing as a smart loan for students, or anyone else, for that matter. There is only smart lending and smart borrowing. No loan is designed for the borrower’s best interest. They are always designed to benefit the lender. That is as true for a bank as it is for a […]

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What is Indirect Automobile Financing & How Will it Help You

28 June 2014

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Are you looking to purchase a new car? If so, multiple financing options are available to you. Some car buyers prefer to secure their own financing from a bank or credit union. And to be perfectly honest, many financial experts recommend this type of financing.  Securing your own financing can typically result in a lower […]

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Student Housing: A Bankable Investment

24 June 2014

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If you have the up-front capital to invest in a property, there is some serious money to be made in student housing. For years, small-time investors have been looking at buy-to-let investments as simply a way to make a little extra money here and there, with no real long-term financial gains. However, those who have […]

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Fantastic Business Ideas For Young Entrepreneurs

24 June 2014

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The business and investment opportunities available to young people today by far outdo what was possible for generations in the past. Particularly since the growth of the internet and digital technologies. Making good money at an early age has become a definite reality, provided of course, you know where to invest your money in the […]

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How to Put Inherited Money to the Best Use

24 June 2014

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Even if it has been long-expected, the death of a loved one is always a sad occasion. If you’ve recently lost someone, it’s important to give yourself time to grieve. There’s no rush to decide what to do with any money you may have inherited, so it’s best to consider your options carefully before you […]

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Becoming a Landlord: How to be Profitable and Well-Regarded

24 June 2014

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If you’re fortunate enough to be in a position where you are able to rent out a property to tenants, don’t hesitate to establish yourself as a landlord. Renting out a house or a flat can be an extremely profitable enterprise and some landlords are even able to make this their primary source of income. […]

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Buying a used car in Australia

2 June 2014

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It is a well known fact, that as soon as you purchase a new car and once it leaves the show room, the value has already dropped substantially. Buying a second hand car can potentially save you a great deal of money, but there are a few things that you need to be careful of, […]

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My experience getting a mortgage with a bad credit report

19 May 2014

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I would like to share my experience getting my first home loan in Australia. I was walking around one day and came across a great looking apartment. It was close to my work, and it was on the top floor of the apartment block, so it had some nice views across the nearby parkland. I […]

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How to calculate a company’s ROE and why is it important

16 May 2014

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ROE or ‘return on investment’ is one method for calculating a company’s performance. It is calculated by dividing a company’s net income by shareholder’s equity, during a business year. Share holder’s equity is calculated by subtracting the company’s total liabilities from total assets. While some investors constantly watch the price movements of a company’s stock, […]

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How Does Wealth Affect Auto Insurance Coverage and Costs?

6 April 2014

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Financial decisions people make generally depends on their wealth. People with sufficient money have many options to choose from. When you don’t have enough money you will have to cut corners and try to make until the end of the month. This is something that to a point shapes our lives. Actually, there is a […]

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