Archive | October, 2011

Reducing Overhead Reduces Debt for Retirement

24 October 2011

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When you have spent your life working, budgeting, and scraping together every dime you can save, the last thing you want over your head during retirement is debt. Whether you are attempting to retire young, or want to work until the golden years to save more for your retirement, facing debt early can secure your […]

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Worst Car Choices for a Family Hoping to Save Cash

22 October 2011

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Choosing a car can be one of the most expensive outlays that a modern family can face. When all the individual expenses are accumulated, such as the initial cost of the vehicle itself, insurance and gas, they can soon begin to mount up and can make a significant dent in your family’s finances. One way […]

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Top 4 Tips for Saving Money on Life Insurance

21 October 2011

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Do you like thinking about life insurance? No, not many people do, and that’s entirely understandable – it’s a horrible thing to think about. Most folk find out that their work offer some form of death in service benefit, don’t ever read up on the terms and conditions, think “well, I probably won’t die for […]

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Inheritance tax planning: loan trusts

20 October 2011

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Inheritance tax planning can be complex, but there are ways of reducing your liability and still drawing an income from the money. The loan trust is one means of doing this. For the ethical investor, just as for the regular one, growth of your assets is a key aim – whatever good you can do […]

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Credit Card Fees That You Can and Should Avoid

18 October 2011

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With the plethora of credit card commercials on television and the unsolicited offers you receive in the mail, it can be difficult knowing if you’re getting a good deal. Don’t get duped when you choose a credit card. Read this list of credit card fees that you should never pay and read the fine print […]

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Four Ways for Retirees to Save Money

16 October 2011

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Retirement nest eggs aren’t what they used to be. After the financial crash of 2008, investment portfolios were worth a whole lot less than had been. Added to that injury is the “downsizing” of Social Security dollars and Medicare availability. We can no longer count on the financial picture we worked hard to paint for […]

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4 Ways Video Conferencing Can Help Your Business

15 October 2011

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Video conferencing has quickly become one of the most invaluable communications tools in modern business. When used to its fullest potential, video conferencing can have an extraordinarily positive impact on the manner in which business is conducted on a daily basis.  Reduce Travel Costs One of the most important ways that video conferencing provides a […]

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Attract Headhunters by Enhancing Your Social Media Profile

11 October 2011

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Headhunters are always looking for new prospects for their businesses. You’ll become a very appealing option to them if you can enhance your social media profile to match what they’re looking for. To do this, you first need to understand what a headhunter is looking for when they view your profile. They are searching for […]

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How to save money on insurance

7 October 2011

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You can easily save money on your medical insurance costs. Health care rates have been steadily increasing for the last 15 years, but there are many options for individuals and families to reduce costs and still retain quality coverage. Don’t Pay For Benefits You Don’t Use For example, if you have a maternity benefit rider […]

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HOW TO: Save on Fashion

2 October 2011

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Keeping up with fashion trends is probably one of the most common item in your personal budget. The changing season does not help either as often times the fad last winter is no longer hot come next year. So there is no doubt you find yourself updating your wardrobe not only every season, but annually. […]

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